[hidden]{display:none!important}
/* Polices auto-hébergées (SIL Open Font License) : aucun appel à Google Fonts */
@font-face{font-family:"Alegreya";src:url("/assets/fonts/alegreya-latin-500-normal.woff2") format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Alegreya";src:url("/assets/fonts/alegreya-latin-700-normal.woff2") format("woff2");font-weight:700;font-display:swap}
@font-face{font-family:"Alegreya";src:url("/assets/fonts/alegreya-latin-500-italic.woff2") format("woff2");font-weight:500;font-style:italic;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url("/assets/fonts/alegreya-sans-latin-400-normal.woff2") format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url("/assets/fonts/alegreya-sans-latin-400-italic.woff2") format("woff2");font-weight:400;font-style:italic;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url("/assets/fonts/alegreya-sans-latin-500-normal.woff2") format("woff2");font-weight:500;font-display:swap}
@font-face{font-family:"Alegreya Sans";src:url("/assets/fonts/alegreya-sans-latin-700-normal.woff2") format("woff2");font-weight:700;font-display:swap}

/* Identité : bleu BCCFP, or BCCFP, écume de l'Atlantique, vert des pins landais */
:root{
  --navy:#1B3A6B; --navy-d:#152C52; --gold:#C8A84B; --gold-l:#F7F1E1; --blue:#2F6CB3;
  --ecume:#EDF2F5; --pin:#2F5D4E;
  --ink:#24313F; --muted:#5D6A77; --line:#D9E1E7; --bg:#FFFFFF; --card:#fff;
  --ok:#2F6B4F; --ok-bg:#E7F1EC; --warn:#946200; --warn-bg:#FBF5E6; --bad:#A33A2A; --bad-bg:#FBEAE6;
  --r:6px; --shadow:none;
  --serif:"Alegreya","Iowan Old Style","Palatino Linotype",Georgia,serif;
  --sans:"Alegreya Sans","Gill Sans","Segoe UI",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:18px}
img{max-width:100%}
a{color:var(--navy);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--blue)}
:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
.narrow{max-width:760px}
h1,h2,h3{font-family:var(--serif);font-weight:700;color:var(--navy-d);line-height:1.15;text-wrap:balance}
h1{font-size:clamp(2.1rem,4.4vw,3.2rem);margin:.2em 0 .45em}
h2{font-size:clamp(1.55rem,2.8vw,2.05rem);margin:1.8em 0 .5em}
h3{font-size:1.25rem;font-weight:500}
p,li{max-width:72ch}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}

/* En-tête : papier blanc, filet or */
.top{background:#fff;position:sticky;top:0;z-index:50;border-bottom:2px solid var(--gold)}
.top .wrap{display:flex;align-items:center;gap:20px;min-height:70px}
.logo{color:var(--navy-d);text-decoration:none;display:flex;align-items:center;gap:12px;line-height:1.1}
.logo b{font-family:var(--serif);font-size:1.45rem;font-weight:700;display:block}
.logo small{display:block;font-size:.82rem;color:var(--muted);font-style:italic}
.logo svg{flex:none}
.nav{display:flex;gap:2px;margin-left:auto;align-items:center;flex-wrap:wrap}
.nav a{color:var(--ink);text-decoration:none;padding:8px 11px;font-size:1rem;border-bottom:2px solid transparent}
.nav a:hover{color:var(--navy)}
.nav a[aria-current]{color:var(--navy);border-bottom-color:var(--navy)}
.btn{display:inline-block;background:var(--navy);color:#fff!important;font-weight:700;text-decoration:none;padding:12px 22px;border-radius:4px;border:0;cursor:pointer;font-size:1.02rem;font-family:var(--sans);transition:background .15s}
.btn:hover{background:var(--navy-d)}
.btn.ghost{background:transparent;border:1.5px solid var(--navy);color:var(--navy)!important;padding:10.5px 20px}
.btn.ghost:hover{background:var(--ecume)}
.btn.small{padding:8px 14px;font-size:.95rem}
.nav .btn{margin-left:10px}
.menu-toggle{display:none;background:none;border:0;color:var(--navy);font-size:1.6rem;margin-left:auto;cursor:pointer}
@media(max-width:980px){
  .menu-toggle{display:block}
  .nav{display:none;position:absolute;top:72px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:10px 20px 20px;border-bottom:2px solid var(--gold)}
  .nav.open{display:flex}
  .nav .btn{margin:8px 0 0;text-align:center}
}

/* Accueil : une lettre plutôt qu'une bannière */
.hero{background:#fff;padding:48px 0 56px}
.hero .wrap{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(260px,.65fr);gap:56px;align-items:center}
@media(max-width:860px){.hero .wrap{grid-template-columns:1fr;gap:28px}.hero .portrait{max-width:300px}}
.hero h1{margin-top:0}
.hero p.intro{font-size:1.25rem;color:#33414F;line-height:1.55}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:26px}
.hero .cta .quiet{font-size:1rem;color:var(--muted)}
.portrait{margin:0;justify-self:center;width:100%}
.portrait .arch{aspect-ratio:4/5;border-radius:999px 999px 6px 6px;overflow:hidden;background:var(--ecume);border:1px solid var(--line);position:relative;box-shadow:12px 12px 0 var(--gold-l)}
.portrait .arch img{width:100%;height:100%;object-fit:cover;display:block}
.portrait .mono{position:absolute;inset:0;display:grid;place-items:center;font-family:var(--serif);font-size:5rem;color:var(--navy);opacity:.85}
.portrait .mono small{position:absolute;bottom:18px;left:0;right:0;text-align:center;font:italic .85rem var(--sans);color:var(--muted)}
.portrait figcaption{margin-top:16px;text-align:center}
.signature{font-family:var(--serif);font-style:italic;font-weight:500;font-size:1.6rem;color:var(--navy-d);display:block;line-height:1.1}
.portrait figcaption span:not(.signature){display:block;font-size:.92rem;color:var(--muted);margin-top:4px}
.trust{background:var(--ecume);padding:16px 0;font-size:.98rem;color:#3A4856}
.trust p{margin:0;max-width:none}

/* Sections */
section.block{padding:60px 0}
section.alt{background:var(--ecume)}
.grid3{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px 32px}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px}
.card h3{margin-top:0}
.card a.more{font-weight:700;text-decoration:none}
.breadcrumb{font-size:.92rem;color:var(--muted);margin:24px 0 0}
.breadcrumb a{color:var(--muted)}
.chapo{font-size:1.18rem;color:#3A4856}
.note{font-size:.95rem;color:var(--muted);border-left:3px solid var(--gold);padding:8px 14px;background:var(--gold-l)}

/* Lettre de Benoît */
.letter{max-width:760px;margin:0 auto}
.letter p{font-family:var(--serif);font-size:1.2rem;line-height:1.65;color:#2B3946}
.letter ul{font-size:1.08rem}
.letter li{margin:.4em 0}
.letter .signature{margin-top:18px}

/* Encart réglementaire */
.risk{background:var(--warn-bg);border-left:3px solid var(--gold);color:#4A3A12;padding:14px 18px;font-size:.95rem;margin:24px 0}
.risk strong{color:#6E5410}

/* comparateur */
.filters{display:flex;flex-wrap:wrap;gap:10px;align-items:center;margin:20px 0}
.filters input,.filters select{padding:10px 12px;border:1px solid #cfd6e2;border-radius:10px;font-size:.95rem;background:#fff;font-family:var(--sans)}
.filters input[type=search]{flex:1 1 240px}
.filters label{font-size:.92rem;display:flex;gap:6px;align-items:center}
.table-wrap{overflow-x:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow)}
table.cmp{border-collapse:collapse;width:100%;min-width:900px;font-size:.93rem}
table.cmp th{background:#f2f4f8;text-align:left;padding:12px 10px;font-weight:700;color:var(--navy-d);white-space:nowrap;position:sticky;top:0;cursor:pointer;user-select:none;border-bottom:1px solid var(--line)}
table.cmp th[aria-sort=ascending]::after{content:" ▲";font-size:.7em}
table.cmp th[aria-sort=descending]::after{content:" ▼";font-size:.7em}
table.cmp td{padding:11px 10px;border-bottom:1px solid #eef1f5;vertical-align:middle}
table.cmp tr:hover td{background:#fafbfd}
table.cmp td.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
table.cmp a.n{font-weight:700;text-decoration:none}
.sg{display:block;font-size:.82rem;color:var(--muted)}
.tag{display:inline-block;font-size:.75rem;padding:2px 8px;border-radius:99px;background:#eef2f9;color:var(--navy);margin:2px 2px 0 0;white-space:nowrap}
.tag.isr{background:var(--ok-bg);color:var(--ok)}
.tag.warn{background:var(--warn-bg);color:var(--warn)}
.tag.bad{background:var(--bad-bg);color:var(--bad)}
.td-hi{color:var(--ok);font-weight:700}
.count{color:var(--muted);font-size:.9rem}

/* fiche */
.fiche-head{display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px;align-items:flex-end}
.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px;margin:24px 0}
.stat{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.stat small{display:block;color:var(--muted);font-size:.82rem}
.stat b{font-family:var(--serif);font-size:1.45rem;color:var(--navy-d)}
.stat b.hi{color:var(--ok)}
dl.specs{display:grid;grid-template-columns:minmax(160px,240px) 1fr;gap:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
dl.specs dt,dl.specs dd{margin:0;padding:10px 14px;border-bottom:1px solid #eef1f5}
dl.specs dt{color:var(--muted);background:#fafbfc}
.alert{background:var(--bad-bg);border:1px solid #f3c2c2;color:#6b1414;border-radius:var(--r);padding:14px 18px;margin:18px 0}
.alert.w{background:var(--warn-bg);border-color:#f0d6a8;color:#5a3a00}
.sources{font-size:.85rem;color:var(--muted);word-break:break-all}
.two{display:grid;grid-template-columns:1.6fr 1fr;gap:32px;align-items:start}
.two>*{min-width:0}
@media(max-width:960px){.two{grid-template-columns:1fr}.sticky{position:static}}
.sticky{position:sticky;top:84px}

/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 18px;margin:10px 0}
summary{cursor:pointer;font-weight:600;color:var(--navy-d)}
details p{margin:.6em 0 0}

/* lead form */
.lead{background:#fff;border:2px solid var(--gold);border-radius:18px;padding:24px;box-shadow:var(--shadow)}
.lead h2,.lead h3{margin-top:0}
.lead .steps{display:flex;gap:6px;margin-bottom:16px}
.lead .steps i{flex:1;height:5px;border-radius:5px;background:#e6e9ef}
.lead .steps i.on{background:var(--gold)}
.lead fieldset{border:0;padding:0;margin:0}
.lead legend{font-weight:700;color:var(--navy-d);margin-bottom:10px;font-size:1.05rem}
.choices{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:8px;margin-bottom:14px}
.choices label{border:1px solid #d5dbe6;border-radius:10px;padding:10px 12px;cursor:pointer;font-size:.93rem;display:flex;gap:8px;align-items:center;background:#fbfcfe}
.choices label:has(input:checked){border-color:var(--navy);background:#eef3fb;box-shadow:inset 0 0 0 1px var(--navy)}
.field{margin-bottom:12px}
.field label{display:block;font-size:.88rem;font-weight:600;margin-bottom:4px}
.field input,.field select{width:100%;padding:11px 12px;border:1px solid #cfd6e2;border-radius:10px;font-size:1rem;font-family:var(--sans)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(max-width:520px){.row2{grid-template-columns:1fr}}
.consent{font-size:.82rem;color:#3a4458;display:flex;gap:8px;align-items:flex-start;margin:8px 0}
.consent input{margin-top:3px}
.lead .nav-btns{display:flex;justify-content:space-between;gap:10px;margin-top:10px}
.lead .legal{font-size:.75rem;color:var(--muted);margin-top:12px}
.hp{position:absolute;left:-5000px}
.msg{padding:12px;border-radius:10px;margin-top:10px;display:none}
.msg.ok{display:block;background:var(--ok-bg);color:var(--ok)}
.msg.err{display:block;background:var(--bad-bg);color:var(--bad)}
.step{display:none}.step.on{display:block}

/* footer */
footer{background:var(--navy-d);color:#b9c4d8;padding:40px 0 30px;margin-top:40px;font-size:.9rem}
footer a{color:#dfe6f2}
footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:24px}
footer h4{color:#fff;font-family:var(--serif);margin:0 0 8px}
footer ul{list-style:none;padding:0;margin:0}
footer li{margin:4px 0}
footer .reg{border-top:1px solid rgba(255,255,255,.12);margin-top:26px;padding-top:16px;font-size:.8rem;color:#93a1ba}
.floating{position:fixed;right:18px;bottom:18px;z-index:40;display:none}
@media(max-width:900px){.floating{display:block}}

/* Comparatif */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.tip{font-size:.92rem;color:var(--muted);margin:0 0 8px}
th.pickcol,td.pickcol{width:36px;text-align:center;padding-left:12px;padding-right:0;cursor:default}
input.pick{width:18px;height:18px;accent-color:var(--navy);cursor:pointer}
.cmpbar{position:fixed;left:50%;transform:translateX(-50%);bottom:18px;z-index:60;background:var(--navy-d);color:#fff;border-radius:14px;padding:10px 12px 10px 18px;display:flex;gap:14px;align-items:center;box-shadow:0 10px 30px rgba(18,40,75,.35);width:max-content;max-width:calc(100% - 24px)}
@media(max-width:700px){.cmpbar{flex-wrap:wrap;width:calc(100% - 24px);font-size:.9rem}}
.cmpbar b{color:var(--gold)}
.cmpbar .btn.off{background:#5a6b88;color:#dfe6f2!important;box-shadow:none;cursor:default}
.linkbtn{background:none;border:0;color:#c6d1e3;text-decoration:underline;cursor:pointer;font:inherit;font-size:.9rem}
body.has-cmpbar .floating{display:none}
.fiche-actions{margin:-6px 0 18px}
.cmp-pick{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:18px 0 6px}
@media(max-width:760px){.cmp-pick{grid-template-columns:1fr}}
.cmp-pick select{width:100%;padding:11px 12px;border:1px solid #cfd6e2;border-radius:10px;font-size:1rem;background:#fff;font-family:var(--sans)}
.presets{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:.9rem;color:var(--muted);margin:6px 0 18px}
.chip{display:inline-block;border:1px solid #cfd6e2;background:#fff;border-radius:99px;padding:5px 12px;text-decoration:none;font-size:.88rem;color:var(--navy)}
.chip:hover{border-color:var(--navy);background:#eef3fb}
table.duel{border-collapse:collapse;width:100%;min-width:640px;font-size:.94rem;table-layout:fixed}
table.duel th,table.duel td{padding:11px 14px;border-bottom:1px solid #eef1f5;text-align:left;vertical-align:top}
table.duel tbody th[scope=row]{width:26%;color:var(--muted);font-weight:600;background:#fafbfc}
table.duel tr.head th{background:var(--navy);color:#fff;font-family:var(--serif);font-size:1.1rem}
table.duel tr.head th a{color:#fff}
table.duel tr.head th[scope=row]{background:var(--navy);color:var(--gold)}
table.duel td{font-variant-numeric:tabular-nums}
table.duel td.best{background:var(--ok-bg);font-weight:700;color:var(--ok)}
table.duel .dot{font-size:.7em;vertical-align:middle}
table.duel .small{font-size:.85rem;color:#3a4458;font-weight:400}
table.duel td.empty{text-align:center;color:var(--muted);padding:30px}

/* Classement */
.rank-filters{display:flex;flex-wrap:wrap;gap:8px;margin:22px 0 10px}
button.chip{cursor:pointer;font-family:var(--sans)}
.chip.on{background:var(--navy);border-color:var(--navy);color:#fff}
table.rank{min-width:980px}
table.rank th{cursor:default}
table.rank td.rk{width:52px;text-align:center}
table.rank td.rk span{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:50%;background:#eef2f9;color:var(--navy);font-weight:700;font-size:.9rem}
table.rank tbody tr:nth-child(-n+3):not(.avg) td.rk span{background:var(--gold);color:var(--navy-d)}
table.rank td.tdcell{min-width:150px}
table.rank td.tdcell b{color:var(--ok);font-size:1.05rem}
.bar{display:block;position:relative;height:6px;background:#edf0f5;border-radius:6px;margin-top:6px;max-width:150px}
.bar i{position:absolute;left:0;top:0;bottom:0;background:#9fb3d1;border-radius:6px}
.bar em{position:absolute;top:-3px;bottom:-3px;width:2px;background:var(--gold)}
table.rank tr.avg td{background:var(--gold-l);color:#5a4500;text-align:center;font-size:.9rem;padding:9px;border-top:2px dashed var(--gold);border-bottom:2px dashed var(--gold)}
.up{color:var(--ok);white-space:nowrap}.down{color:var(--bad);white-space:nowrap}
table.rank .sg{display:block}

/* Simulateur */
.sim{background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);margin-top:22px;overflow:hidden}
.simtabs{display:flex;background:#f2f4f8;border-bottom:1px solid var(--line);overflow-x:auto}
.simtabs button{flex:1;min-width:150px;border:0;background:none;padding:15px 18px;font:600 1rem var(--sans);color:var(--muted);cursor:pointer;border-bottom:3px solid transparent}
.simtabs button[aria-selected=true]{color:var(--navy-d);background:#fff;border-bottom-color:var(--gold)}
.simtabs button:focus-visible{outline:2px solid var(--blue);outline-offset:-2px}
.simgrid{display:grid;grid-template-columns:minmax(280px,380px) 1fr;gap:0}
.simgrid>*{min-width:0}
@media(max-width:900px){.simgrid{grid-template-columns:1fr}}
.simform{padding:20px 22px;border-right:1px solid var(--line);background:#fbfcfe}
@media(max-width:900px){.simform{border-right:0;border-bottom:1px solid var(--line)}}
.simform fieldset{border:0;padding:0;margin:0 0 18px}
.simform legend{font-family:var(--serif);font-weight:700;color:var(--navy-d);font-size:1.1rem;margin-bottom:8px}
.sim-f .inp{display:flex;align-items:stretch;border:1px solid #cfd6e2;border-radius:10px;background:#fff;overflow:hidden}
.sim-f .inp:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px rgba(27,58,107,.12)}
.sim-f .inp input{border:0;flex:1;min-width:0;padding:10px 12px;font-size:1rem;font-variant-numeric:tabular-nums;outline:none;text-align:right}
.sim-f .inp span{display:flex;align-items:center;padding:0 12px;background:#f2f4f8;color:var(--muted);font-size:.88rem;white-space:nowrap}
.simform select{width:100%;padding:10px 12px;border:1px solid #cfd6e2;border-radius:10px;font-size:1rem;background:#fff;font-family:var(--sans)}
.help{display:block;font-size:.8rem;color:var(--muted);margin-top:4px;line-height:1.4}
.check{display:flex;gap:8px;align-items:center;font-size:.93rem;margin:-2px 0 12px}
.check input{width:18px;height:18px;accent-color:var(--navy)}
.simres{padding:20px 22px}
.kpis2{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:12px}
.kpi2{border:1px solid var(--line);border-radius:12px;padding:12px 14px;background:#fff}
.kpi2 small{display:block;color:var(--muted);font-size:.8rem}
.kpi2 b{display:block;font-family:var(--serif);font-size:1.45rem;color:var(--navy-d);font-variant-numeric:tabular-nums;margin:2px 0}
.kpi2 span{font-size:.8rem;color:#3a4458;line-height:1.35;display:block}
.kpi2.hi{background:var(--navy);border-color:var(--navy)}
.kpi2.hi small,.kpi2.hi span{color:#c6d1e3}.kpi2.hi b{color:var(--gold)}
.stress{margin:14px 0;background:var(--warn-bg);border:1px solid #f0d6a8;border-radius:12px;padding:12px 14px;font-size:.92rem;color:#5a3a00}
.stress .help{display:inline;color:#7a5a20}
.chartbox{margin:8px 0}
.chartbox svg{width:100%;height:auto;display:block}
.chartbox svg text{font:12px var(--sans);fill:var(--muted)}
.chartbox svg .grid{stroke:#e9edf3;stroke-width:1}
.legend{display:flex;flex-wrap:wrap;gap:14px;font-size:.85rem;color:#3a4458;margin-top:4px}
.legend i{display:inline-block;width:14px;height:4px;border-radius:2px;margin-right:6px;vertical-align:middle}
.simdetails summary{font-weight:600}
table.simtab{border-collapse:collapse;width:100%;font-size:.86rem;min-width:620px}
table.simtab th,table.simtab td{padding:7px 10px;border-bottom:1px solid #eef1f5;text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
table.simtab th{background:#f2f4f8;color:var(--navy-d);position:static}
table.simtab td:first-child,table.simtab th:first-child{text-align:center}

/* Simulateur : portefeuille, nue-propriété */
.simtabs button{min-width:140px;font-size:.95rem}
.pf>label{display:block;font-size:.88rem;font-weight:600;margin-bottom:6px}
.pf-row{display:grid;grid-template-columns:1fr 92px;gap:6px;margin-bottom:6px}
.pf-row select{padding:9px 10px}
.pf-row .inp{display:flex;border:1px solid #cfd6e2;border-radius:10px;background:#fff;overflow:hidden}
.pf-row .inp input{border:0;width:100%;min-width:0;padding:9px 8px;text-align:right;font-size:1rem;outline:none}
.pf-row .inp span{display:flex;align-items:center;padding:0 8px;background:#f2f4f8;color:var(--muted);font-size:.85rem}
.linkbtn.dark{color:var(--navy);padding:0;margin:2px 0 6px;font-weight:600}
.help.bad{color:var(--bad);font-weight:600}
.rpgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px;margin:14px 0 6px}
.rpbox{border:1px solid var(--line);border-radius:12px;padding:12px 14px;background:#fff}
.rpbox.wide{margin:6px 0}
.rpbox h4{margin:0 0 8px;font-family:var(--serif);color:var(--navy-d);font-size:1rem}
.rp{display:grid;grid-template-columns:minmax(90px,1.2fr) 1fr auto;gap:8px;align-items:center;font-size:.84rem;margin:5px 0}
.rpbox.wide .rp{grid-template-columns:minmax(150px,1.4fr) 1.4fr auto}
.rp span{color:#3a4458;line-height:1.25}
.rp i{display:block;height:8px;background:#edf0f5;border-radius:8px;overflow:hidden}
.rp i b{display:block;height:100%;background:var(--navy);border-radius:8px}
.rp em{font-style:normal;font-variant-numeric:tabular-nums;color:var(--navy-d);font-weight:600;white-space:nowrap}
.pfwarn{background:var(--warn-bg);border:1px solid #f0d6a8;border-radius:12px;padding:10px 14px;font-size:.88rem;color:#5a3a00;margin:8px 0}
.pfwarn ul{margin:4px 0 0;padding-left:18px}
.npfisc{border:1px solid var(--line);background:#f7f9fc;border-radius:12px;padding:12px 16px;font-size:.9rem;margin:10px 0}
.npfisc ul{margin:6px 0;padding-left:18px}

/* Inconvénients + comparatif */
.cons{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:14px;margin-top:18px}
.con{border-left:3px solid var(--warn);background:#fff;border-radius:0 12px 12px 0;padding:14px 18px;box-shadow:0 1px 2px rgba(18,40,75,.05)}
.con h3{margin:0 0 6px;font-size:1.08rem}
.con p{margin:0;font-size:.95rem;color:#3a4458}
table.vs{border-collapse:collapse;width:100%;min-width:620px;font-size:.93rem}
table.vs th,table.vs td{padding:12px 14px;border-bottom:1px solid #eef1f5;text-align:left;vertical-align:top}
table.vs thead th{background:#f2f4f8;color:var(--navy-d)}
table.vs thead th:last-child{background:var(--navy);color:#fff}
table.vs tbody th{color:var(--navy-d);width:22%}
table.vs td:last-child{background:#f7f9fd}
.steps-list li{margin:8px 0}

/* Envoi de la simulation */
.simmail{border:1px solid var(--line);border-radius:14px;padding:14px 16px;background:#f7f9fc;margin:12px 0}
.simmail h3{margin:0 0 4px;font-size:1.05rem}
.row-mail{display:flex;gap:8px;margin:10px 0 6px;flex-wrap:wrap}
.row-mail input{flex:1 1 220px;padding:10px 12px;border:1px solid #cfd6e2;border-radius:10px;font-size:1rem}
.simmail .legal{font-size:.75rem;color:var(--muted)}

/* ===== Identité chaleureuse : ajustements des composants ===== */
.lead{border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--r);box-shadow:none;padding:22px}
.lead h3{font-size:1.35rem}
.lead-sub{margin:-4px 0 14px;color:var(--muted);font-size:1rem}
.lead .steps i{height:3px}
.choices label{border-radius:4px;background:#fff}
.choices label:has(input:checked){background:var(--ecume);box-shadow:inset 0 0 0 1px var(--navy)}
.field input,.field select,.filters input,.filters select,.cmp-pick select,.simform select{border-radius:4px}
.portrait.small{max-width:220px;margin:0 auto 22px}
.portrait.small .arch{box-shadow:8px 8px 0 var(--gold-l)}
.portrait.small .mono{font-size:3.4rem}
.portrait.small .signature{font-size:1.3rem}
.table-wrap{border-radius:var(--r);box-shadow:none}
table.cmp th,table.duel tbody th[scope=row],table.vs thead th,table.simtab th{background:var(--ecume)}
table.duel tr.head th{font-size:1.15rem}
.stat,.kpi2,.rpbox,.con,.card,.simmail{border-radius:var(--r)}
.sim{border-radius:var(--r);box-shadow:none}
.simtabs{background:var(--ecume)}
.kpi2 b{font-size:1.5rem}
.tag{border-radius:3px;font-size:.78rem}
.chip{border-radius:3px}
.cmpbar{border-radius:6px}
.con{border-left-color:var(--gold);box-shadow:none;border:1px solid var(--line);border-left:3px solid var(--gold)}
details{border-radius:var(--r)}
footer{background:var(--navy-d);margin-top:0}
footer h4{font-weight:700;font-size:1.15rem}
.floating{border-radius:4px;box-shadow:0 4px 14px rgba(21,44,82,.25)}
.trust a{color:inherit}
.hero .cta.quiet{display:block}
.hero .portrait{max-width:330px}
.fiche-actions{display:flex;gap:10px;flex-wrap:wrap}

/* Mentions discrètes : plus d'encarts jaunes sous les tableaux */
.risk,.note{background:none;border:0;border-left:0;padding:0;margin:10px 0;font-size:.8rem;line-height:1.5;color:var(--muted)}
.risk p,.note{max-width:none}
.risk strong{color:#4A5866}
.table-wrap+.note,.table-wrap+.risk{margin-top:10px}
.note+.risk{margin-top:4px}
.sim+.note,.simres .note{font-size:.78rem}
.risk.intro{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:8px 0}
.stress{font-size:.85rem;background:none;border:0;border-top:1px solid var(--line);padding:8px 0;margin:12px 0;color:#4A5866}
.sim-f input[readonly]{background:var(--ecume);color:var(--muted)}
table.cmp td,table.cmp th{padding-left:8px;padding-right:8px}
.risk.intro{max-width:none}

/* FAQ : la boîte et le texte ont la même largeur (plus d'effet « texte coupé ») */
details{max-width:860px}
details p{max-width:none}
@media(max-width:980px){body{padding-bottom:84px}}

/* L'essentiel (réponse courte en tête de page) */
.essentiel{border-left:3px solid var(--navy);background:var(--ecume);padding:14px 20px;margin:18px 0 22px}
.essentiel h2{font-size:1.15rem;margin:0 0 6px}
.essentiel ul{margin:0;padding-left:20px}
.essentiel p{margin:0;max-width:none}
/* Glossaire */
.glidx{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:.95rem}
dl.glossaire{margin:24px 0}
.gl{padding:14px 0;border-bottom:1px solid var(--line);scroll-margin-top:90px}
.gl dt{font-family:var(--serif);font-weight:700;font-size:1.2rem;color:var(--navy-d)}
.gl dd{margin:4px 0 0}
.portrait .arch img{object-position:50% 22%}

/* Curseur de durée et case à cocher (zone cliquable limitée au texte) */
.range-f label output{font-weight:700;color:var(--navy)}
.range-f input[type=range]{width:100%;accent-color:var(--navy);margin:6px 0 0;cursor:pointer}
.range-ticks{display:flex;justify-content:space-between;font-size:.75rem;color:var(--muted);margin-top:-2px}
label.check{display:inline-flex;width:auto;margin:4px 0 14px;cursor:pointer}
.range-f{margin-top:16px}
.range-ticks{position:relative;height:1.1em;margin:0 9px}
.range-ticks span{position:absolute;transform:translateX(-50%);white-space:nowrap}
.range-ticks span:first-child{transform:none;left:-9px!important}
.range-ticks span:last-child{transform:translateX(-100%);left:calc(100% + 9px)!important}
.note.verif{border-top:1px solid var(--line);padding-top:8px}
table.rank td.tdcell .obj{color:var(--muted);font-weight:600;font-size:.92rem;line-height:1.2}
table.rank td.tdcell .obj small{font-weight:400;font-size:.78rem}
table.rank tr.avg.new td{background:var(--ecume);color:#3A4856;border-top:2px dashed var(--line);border-bottom:2px dashed var(--line)}

/* Tableaux comparatifs : tout tient en largeur, sans ascenseur horizontal */
.table-wrap{overflow-x:visible}
table.cmp{min-width:0;font-size:.86rem;table-layout:auto}
table.cmp th{white-space:normal;line-height:1.2;vertical-align:bottom;padding:10px 6px;font-size:.82rem;hyphens:manual}
table.cmp td{padding:9px 6px}
table.cmp td.num{white-space:nowrap}
table.cmp td.c-ecart{white-space:normal;font-size:.8rem;line-height:1.25}
table.cmp td.c-nom{min-width:150px}
table.cmp td.c-nom .tag{font-size:.68rem;padding:1px 6px;margin:3px 3px 0 0}
table.cmp .pickcol{width:26px;padding-left:8px;padding-right:2px}
table.rank .bar{max-width:90px}
@media(max-width:1100px){table.cmp .c-td_2024,table.cmp .c-capitalisation,table.cmp .c-evo{display:none}}
@media(max-width:900px){table.cmp .c-ecart,table.cmp .c-endettement,table.cmp .c-delai_jouissance,table.cmp .c-typo{display:none}}
@media(max-width:600px){table.cmp .c-tof,table.cmp .c-prix_part{display:none}table.cmp td.c-nom{min-width:0}table.cmp{font-size:.84rem}}
.cols-note{display:none;font-size:.78rem;color:var(--muted);margin:6px 0 0}
@media(max-width:1100px){.cols-note{display:block}}
@media(max-width:600px){
 table.cmp td,table.cmp th{padding:8px 4px}
 table.cmp .pickcol{padding-left:4px}
 table.cmp td.c-nom .sg,table.cmp td.c-nom .tag{font-size:.66rem}
 table.cmp td.c-nom a.n{word-break:normal;overflow-wrap:anywhere}
 table.rank .bar{display:none}
 table.rank td.rk{padding-left:6px}
}
table.rank{min-width:0}
table.rank td.tdcell{min-width:110px}
table.rank td.rk{width:40px}
@media(max-width:600px){
 table.rank td.tdcell{min-width:0}
 table.rank td.rk span{width:24px;height:24px;font-size:.8rem}
 table.cmp .tag{white-space:normal}
}

/* ---- Version pédagogique : chiffres du marché, atouts/limites, encarts discrets ---- */
.two:has(> :only-child){grid-template-columns:1fr}
.two:has(> :only-child) > div > p,.two:has(> :only-child) > div > ul{max-width:860px}
.marche{background:#fff;border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--r);padding:20px 22px}
.marche h2{font-size:1.15rem;margin:0 0 12px}
.marche ul{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.marche li{display:grid;grid-template-columns:86px 1fr;gap:12px;align-items:baseline;border-bottom:1px solid #eef1f5;padding-bottom:10px}
.marche li:last-child{border-bottom:0}
.marche b{font-family:var(--serif,inherit);font-size:1.45rem;color:var(--navy);white-space:nowrap}
.marche span{font-size:.9rem;color:#3a4458;line-height:1.35}
.marche p{font-size:.76rem;color:var(--muted);margin:8px 0 0}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-top:18px}
.proscons .pc{display:grid;gap:12px;align-content:start}
.proscons .pc-t{font-size:1.2rem;margin:0 0 2px;color:var(--navy)}
.proscons .con.pro{border-left-color:var(--pin,#2F5D4E)}
@media(max-width:820px){.proscons{grid-template-columns:1fr}}
.ask{max-width:none;margin:28px 0 8px;border:1px solid var(--line);border-radius:var(--r);background:var(--ecume);padding:0}
.ask>summary{list-style:none;cursor:pointer;display:flex;flex-wrap:wrap;gap:10px 18px;align-items:center;justify-content:space-between;padding:14px 18px}
.ask>summary::-webkit-details-marker{display:none}
.ask>summary::after{content:none}
.ask .ask-t{font-weight:700;color:var(--navy-d);font-size:1.02rem}
.ask .ask-cta{font-size:.92rem;color:var(--navy);text-decoration:underline;text-underline-offset:3px}
.ask[open] .ask-cta{display:none}
.ask .ask-body{padding:0 18px 18px}
.ask form.lead{max-width:640px;margin:0;box-shadow:none}
.ask form.lead>h3{display:none}
.card.toc h3,.card.tools h3{margin:0 0 8px;font-size:1.05rem}
.card.toc ul{list-style:none;margin:0;padding:0}
.card.toc li{padding:5px 0;border-bottom:1px solid #eef1f5;font-size:.93rem}
.card.toc li:last-child{border-bottom:0}
.card.toc a{text-decoration:none}
.card.toc a:hover{text-decoration:underline}
.card.tools{margin-top:16px}
.card.tools p{font-size:.92rem;margin:0 0 10px}
.card.tools .btn{display:block;text-align:center;margin:0 0 8px}
.card.tools .more{display:inline-block;margin-top:4px;font-size:.9rem}
form.lead textarea{width:100%;font:inherit;padding:10px;border:1px solid var(--line);border-radius:8px;resize:vertical}
.ask .choices{grid-template-columns:repeat(2,minmax(0,1fr))!important}
.ask{margin:32px 0 8px;padding:18px 20px 20px}
.ask h2.ask-t{font-size:1.2rem;margin:0 0 10px}
.ask .ask-body{padding:0}
/* ancres : le titre n'est plus caché sous l'en-tête fixe */
[id]{scroll-margin-top:96px}
/* Comparer 3 SCPI : les exemples sur une seule ligne */
.presets{display:block;overflow:visible;white-space:normal}
.presets>span{display:block;margin-bottom:8px}
.preset-chips{display:flex;flex-wrap:wrap;gap:8px}
.preset-chips .chip{white-space:nowrap}
@media(max-width:700px){
 table.duel{width:100%;table-layout:fixed;font-size:.8rem}
 table.duel th,table.duel td{padding:7px 5px;overflow-wrap:anywhere;word-break:normal;white-space:normal}
 table.duel tbody th[scope=row]{width:30%}
}
.table-wrap{overflow-x:auto}
@media(max-width:700px){table.duel,table.vs{min-width:0}table.vs{table-layout:fixed;font-size:.8rem}table.vs th,table.vs td{padding:7px 5px;overflow-wrap:anywhere}}
@media(max-width:700px){table.duel .tag{white-space:normal;display:inline-block;max-width:100%}}
form.lead .choices{grid-template-columns:repeat(2,minmax(0,1fr))!important}

.home-cmp{padding-top:28px}
.home-cmp h1{font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 6px}
.cat-chips{display:flex;flex-wrap:wrap;gap:8px;margin:4px 0 14px}
.tip.one-line{max-width:none}
@media(min-width:900px){.tip.one-line{white-space:nowrap}}
ul.statuts{list-style:none;margin:14px 0 18px;padding:0;border-top:1px solid var(--line)}
ul.statuts li{padding:12px 0 12px 16px;border-bottom:1px solid var(--line);border-left:3px solid var(--gold);margin:0;max-width:none}
ul.statuts li+li{margin-top:8px}
ul.statuts strong{display:block;color:var(--navy);font-weight:600}
ul.statuts span{display:block;font-size:.92rem;color:var(--muted);margin-top:2px}

/* Carte du portefeuille multi-SCPI */
.carte-pf{margin-top:26px;border-top:1px solid var(--line);padding-top:18px}
.carte-pf h3{margin:0 0 4px;font-size:1.25rem}
.carte-grid{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr);gap:14px;margin:12px 0;align-items:start}
.carte-grid figure{margin:0;background:#F6F8FA;border:1px solid var(--line);border-radius:var(--r);padding:8px;position:relative}
.carte-grid svg{display:block;width:100%;height:auto}
.carte-grid path{stroke:#fff;stroke-width:.6;stroke-linejoin:round;transition:opacity .15s}
.carte-europe path{stroke-width:.9}
.carte-grid path.on:hover{opacity:.82}
.carte-grid text{font:700 21px var(--sans,system-ui);fill:#12284b;text-anchor:middle;dominant-baseline:middle;paint-order:stroke;stroke:#fff;stroke-width:5px;stroke-linejoin:round;pointer-events:none}
.carte-monde text{font-size:30px;stroke-width:6px}
.carte-grid rect.zoom{fill:none;stroke:var(--gold);stroke-width:1.6;stroke-dasharray:5 4}
.carte-grid figcaption{position:absolute;left:12px;top:8px;font-size:.75rem;color:var(--muted);background:rgba(255,255,255,.85);padding:1px 6px;border-radius:3px}
.carte-liste{list-style:none;margin:6px 0 10px;padding:0;columns:2;column-gap:28px}
.carte-liste li{display:grid;grid-template-columns:150px 1fr 56px;gap:10px;align-items:center;padding:4px 0;break-inside:avoid;font-size:.9rem;max-width:none}
.carte-liste i{display:block;height:8px;background:#EEF1F5;border-radius:4px;overflow:hidden}
.carte-liste b{display:block;height:100%;border-radius:4px}
.carte-liste em{font-style:normal;text-align:right;font-variant-numeric:tabular-nums;font-weight:600;color:var(--navy)}
@media(max-width:820px){.carte-grid{grid-template-columns:1fr}.carte-liste{columns:1}.carte-liste li{grid-template-columns:120px 1fr 52px}}

/* Carte : monde en pleine largeur, puis zoom Europe et liste côte à côte */
.carte-pf figure{margin:0;background:#F6F8FA;border:1px solid var(--line);border-radius:var(--r);padding:8px;position:relative}
.carte-pf svg{display:block;width:100%;height:auto}
.carte-pf path{stroke:#fff;stroke-width:.6;stroke-linejoin:round}
.carte-pf path.on:hover{opacity:.82}
.carte-pf text{font:700 21px var(--sans,system-ui);fill:#12284b;text-anchor:middle;dominant-baseline:middle;paint-order:stroke;stroke:#fff;stroke-width:5px;stroke-linejoin:round;pointer-events:none}
.carte-pf .carte-monde{margin-top:12px}
.carte-pf .carte-monde text{font-size:26px;stroke-width:6px}
.carte-pf rect.zoom{fill:none;stroke:var(--gold);stroke-width:1.6;stroke-dasharray:5 4}
.carte-pf figcaption{position:absolute;left:12px;top:8px;font-size:.75rem;color:var(--muted);background:rgba(255,255,255,.85);padding:1px 6px;border-radius:3px}
.carte-pf .carte-grid{grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);align-items:start}
.carte-pf .carte-liste{columns:1;margin:0}
.carte-pf .carte-liste li{grid-template-columns:minmax(90px,1fr) 1.2fr 52px}
@media(max-width:820px){.carte-pf .carte-grid{grid-template-columns:1fr}}